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This property qualifies for Security Deposit Options! Move in without having to have the security deposit paid upfront! Contact Spence Properties for more details! Open layout is finished with durable LVP flooring, recessed lighting, and upgraded light fixtures. The kitchen is a standout, featuring quartz countertops, stainless steel appliances--including a glass-top stove, built-in microwave, dishwasher, and refrigerator--plus a pantry for added storage. Gold accent finishes, a striking tile backsplash, and a stone accent wall. The living room is designed for both comfort and style, highlighted by upgraded lighting, a remote-controlled ceiling fan with heat, a stone accent wall, and a remote-controlled fireplace with heat, complemented by a built-in sound bar. Community features a pool!
#993148

Crestview

4735 Airmen Drive

4 Beds

2 Baths

1,851 Sq.Ft.

$1,990

MLS#: 993148

Charming Fully Remodeled Brick Home in the Heart of Bonifay!

Welcome to this beautifully updated 3-bedroom, 1.5-bathroom brick home perfectly situated in the heart of Bonifay, FL — just minutes from local restaurants, cozy coffee shops, and convenient grocery stores.

Step inside and you'll immediately appreciate the spacious open layout. The large wall that once divided the kitchen and living area has been removed, creating an inviting, open-concept living space ideal for family gatherings and entertaining.

This home has been thoughtfully remodeled from top to bottom with fresh interior paint throughout, new interior and exterior doors, new flooring, a new shower/tub combination, new vanities and toilets in each bath, and new exterior windows. The kitchen features a modern subway tile backsplash, while the front porch has been beautifully tiled and complemented by a charming flower bed for added curb appeal.

Enjoy peaceful small-town living just 50 minutes from Panama City Beach and close to several beautiful springs, creeks, and lakes — perfect for outdoor adventures!

Don't miss your chance to own this move-in ready gem. Contact your agent today to schedule a showing.

Buyer and buyer's agent to verify all pertinent information regarding the property.
#775991

Bonifay

2316 Sweet Gum Drive

3 Beds

1 Baths

1,404 Sq.Ft.

$234,500

MLS#: 775991

Beautiful and wooded 10 lots to build on that are 304 ft deep. Welcome to your dream home! This semi-custom craftsman inspired brand new home offers  spacious living with 3 bedrooms, 2 bathrooms, and endless opportunities to make it your own. The home's standout features include custom cypress wood beams and vaulted ceilings, adding warmth and character to the already beautiful design. All our design features and finishes make for a modern and comfortable living experience that you'll enjoy every day. The master bathroom boasts a luxurious free-standing tub and beautifully tiled shower, offering a spa-like experience at home. But what truly sets this home apart is the opportunity to personalize it to your exact preferences. You'll have the chance to choose from 10 different fl flooring options, select your preferred quartz color, and even pick out the cabinet colors that speak to you. This is not your average builder-grade house - it's a true gem waiting for your personal touch. This incredible home is brought to you by family-owned business that builds homes with heart. When you purchase this home, you'll not only be investing in a beautiful property but in a company that values integrity, craftsmanship, and customer satisfaction. We take pride in every home we build and ensures that each one is a reflection of our commitment to quality and excellence. With a focus on personalized service and attention to detail, you can trust that your home-buying experience will be second to none. Don't miss out on this opportunity to own a beautiful, semi-custom home built by a company with a heart. Contact us today to learn more about how you can make this house your forever home. *Estimated completion time is on or before the end of April, 2026* THESE ARE STOCK PHOTOS- NOT ACTUAL LOT SPECIFIC FINISHES. PHOTOS ARE OF SIMILAR PROPERTIES THAT WERE BUILT.
#993127

Pensacola

8332 Vickie Street

3 Beds

2 Baths

1,607 Sq.Ft.

$347,900

MLS#: 993127

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Welcome to a solid, well-maintained block construction home with a timeless brick exterior in the heart of Panama City! This classic and dependable residence offers a wonderful opportunity—featuring city water and city sewer (no well or septic!), and because the lender will not require flood insurance, this property provides added peace of mind and affordability.

Step inside this comfortable 3-bed, 2-bath home boasting an intelligently functional layout with approximately 1,345 square feet of living space. Built with durability in mind, the sturdy block and brick construction speaks to longevity and low maintenance, both inside and out.

Prime Location & Convenience:
• Located within ¼ mile of Parker Elementary School, making morning drop-offs and afternoon pick-ups a breeze for families.
• Easy access to major routes and local services.
• A short distance from shopping, dining, parks, and everyday essentials.

Practical Utilities & Features:
• Block construction with attractive brick exterior—built to last.
• Well maintained by current owners.
• Served by city water and city sewer (no private systems).
• Lender will not require flood insurance, saving you expense and hassle.
• Metal roof adds durability overhead.
• Comfortable interior finishes and a welcoming floorplan.

Location Highlights & Distances:
• Tyndall Air Force Base: Approximately 5-6 miles, making this home ideal for military personnel, families, or contractors stationed at Tyndall AFB.
• Northwest Florida Beaches International Airport (ECP): Around 22-25 miles (about 30-35 minutes), offering convenient regional and national travel options.
• Closest Emergency Room: Quality emergency care is nearby, including facilities such as HCA Florida Panama City Emergency, located within just a few minutes' drive for prompt medical attention in urgent situations.

Whether you're a first-time buyer, investor, or looking to downsize, this home delivers structural reliability, everyday convenience, and proximity to key Bay County destinations. Don't miss your chance to own a property that combines solid construction, low-maintenance living, and location appeal in a desirable Panama City neighborhood!
#783858

Panama City

4926 Hensey Avenue

3 Beds

2 Baths

1,255 Sq.Ft.

$224,000

MLS#: 783858

Brick 3BR/2B Fixer home with 1,176 SF (H&C). Open floor plan with Living/Dining. Kitchen with pantry. Master Bedroom with master bath. Two additional bedrooms and full bath. The Laundry room near the garage.
Storage room in the garage. The entire lot is fenced. Large back yard.
#783851

Panama City

922 Arrow Street

3 Beds

2 Baths

1,176 Sq.Ft.

$130,000

MLS#: 783851

Price reduced
Fully Renovated 5BR/4BA Multi-Gen Home on Rare Corner Lot -Fenced RV/Boat Parking + Private Apartment Thoughtfully reimagined from top to bottom, this fully renovated 5-bedroom, 4-bath home offers flexibility, style, and space on a rare corner lot just under half an acre in a quiet, established neighborhood.The elevated main residence features 3 bedrooms and 3 full baths, a light-filled living area anchored by a dramatic floor-to-ceiling stone fireplace, and an open-concept kitchen with coastal navy custom cabinetry, exotica granite countertops, stone backsplash, brushed gold fixtures, and stainless steel appliances. Major upgrades include new electrical, plumbing, flooring, siding, and updated finishes throughout.The lower level offers a private 2-bedroom, 1-bath apartment with full loc capability and separate access through the 2-car garage- ideal for multi-generational living, guests, or rental income potential.
Outside, enjoy a fully fenced yard shaded by mature live oaks, a half circular driveway, oversized parking pad with room for an RV and boat, plus a storage shed for all your toys. Two nearby boat ramps make water access easy.
Just 9 miles to Navarre Beach and convenient access to I-10, this property offers the perfect balance of privacy, flexibility, and accessibility.
#993120

Navarre

3111 Holley Point Road

5 Beds

4 Baths

2,070 Sq.Ft.

$599,900

MLS#: 993120

LOCATION, LOCATION, LOCATION!! This home is well suited for buyers who want a location that simplifies daily life. With this home you will find practical balance of residential calm and proximity to major bases, coastal access, and everyday services.  The location works with your schedule, the layout adapts to how you live, and the neighborhood provides a sense of stability. Life in Fort Walton Beach is about access, efficiency, and finding a place that supports real daily routines. This West Ponderosa home is positioned in a residential pocket that works exceptionally well for households connected to Hurlburt Field, Eglin AFB, and Duke Field. Commuting to Duke Field places you opposite peak traffic flow. THE LAYOUT IS WHERE THE HOME STANDS APART: It is designed to support both connection and separation, allowing different parts of the household to function independently without feeling disconnected. Multiple living areas create flexibility for remote work, hosting guests, or simply having defined spaces that prevent the home from feeling crowded. Interior spaces feel open and efficient, with strong natural light and finishes that are current without chasing trends. The fenced outdoor area is intentional and usable, offering everyday privacy rather than space reserved only for special occasions. The result is a floor plan that adapts easily to how people actually live, work, and share a home over time.
#993140

Fort Walton Beach

1504 W Ponderosa Road

5 Beds

3 Baths

2,508 Sq.Ft.

$570,000

MLS#: 993140

Creekfront Property on 37+ Acres!
This versatile property is perfect for building your dream home, establishing a hunting retreat, or creating a peaceful getaway. Enjoy abundant wildlife, mature trees, and a beautiful creek running through the land. With plenty of space and endless potential, this property offers privacy and opportunity in a serene setting. Contact your agent today to schedule a showing.

Buyer and buyer's agent to verify all pertinent information regarding the property.
#775990

Bonifay

37+Acres Ten Mile Rd

None Beds

None Baths

37.6 acres

$269,000

MLS#: 775990

Hidden within the coveted Bay Point Legends community, this exceptional ground-floor Harbour Villas residence offers tranquil water views and a rare opportunity to own in one of Bay County's most desirable neighborhoods. Ground-level Legend Villas seldom come available, and Residence #166 is a standout.This thoughtfully updated one-bedroom, one-bath villa showcases serene waterfront vistas and a refined interior. The kitchen features newer appliances, solid-surface countertops, and generous cabinetry, blending functionality with modern style. Custom brick flooring and updated lighting flow seamlessly throughout the residence, creating a clean, contemporary aesthetic. The bathroom is equally well-appointed with custom lighting and a solid-surface vanity, continuing the home's cohesive, polished design. With its prime location, water views, and ground-floor convenience, this Harbour Villas residence is ideal as a primary home, second home, or investment opportunity within the prestigious Bay Point community.
#993126

Panama City Beach

4725 Bay Point Road # 166

1 Beds

1 Baths

900 Sq.Ft.

$225,000

MLS#: 993126

Discover the endless possibilities with this 10-acre parcel of raw, wooded land located directly off a paved road. Whether you're looking to build your dream home or create a private retreat this property offers a rare opportunity with natural beauty and unbeatable access.

Just 2.8 miles from Econfina Creek, it's a nature lover's paradise—perfect for kayaking, fishing, and outdoor adventures. You're also just 31 miles to Panama City Beach, 19 miles to Lynn Haven, and 30 miles to Tyndall Air Force Base, making this the ideal blend of seclusion and convenience.

This land is currently uncleared, giving you the freedom to shape it to your vision. It can also be sold in conjunction with the neighboring property at 7416 FL-20, Youngstown, FL 32466, for expanded possibilities.

Don't miss this opportunity to own a piece of Florida's natural landscape with easy access to major routes and nearby attractions.
#772825

Youngstown

7338 E Highway 20

None Beds

None Baths

10.0 acres

$144,000

MLS#: 772825

Welcome to the desirable gated community of Palmetto Preserve--home to one of the last remaining waterfront lots in Navarre.MORE PHOTOS IN THE NEXT 48 HOURS! This exceptional property offers pristine water clarity, deeded beach access, and a private boat slip--a rare privilege, as not every home in the community has one. Build your dream home and enjoy immediate access to the water from day one.Located in East Navarre, Palmetto Lake Preserve is conveniently close to top-rated schools, shopping, and Hurlburt Field Air Force Base, while still offering privacy and tranquility. The low HOA of just $115/month truly delivers value, covering a beautiful gated entrance, underground utilities, well-lit paved roads, a community dock, and meticulously maintained beach access. The lot features approximately 165 feet of total water frontage and spans .39 acres, providing ample space for a luxury custom home. A Geo-Con soil study has already been completed, allowing your builder to review and move forward without delay. In addition, the seller is providing a survey at their expense, along with a potential building floor plan that may be used or customizedvaluable tools to help bring your vision to life.

Nestled in a quiet cul-de-sac, the community is thoughtfully designed with a Y-shaped entrance leading to two cul-de-sacs, creating minimal traffic and a peaceful setting. With only two neighboring waterfront homes, you'll enjoy exceptional privacy.

Spend your days dolphin watching, boating, kayaking, fishing, and soaking up the Florida sunjust minutes from Navarre Beach.

All showings must be accompanied by a REALTOR?? due to gated access.

This is truly one of the finest buildable waterfront lots remaining in Navarrea rare opportunity to secure luxury, lifestyle, and long-term value.
#993132

Navarre

9375 Palmetto Ridge Court

None Beds

None Baths

0.39 acres

$369,000

MLS#: 993132

Welcome to the Beau, located at the popular Liberty community in Panama City, Florida. The Beau is one of our popular one-story floor plans used in many communities across the country, making it an excellent choice for a new home. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably.

As you walk inside the Beau, you will see the long main hallway leading you to the open living room and kitchen. The 8' ceilings throughout the home add to the feeling this of open, spacious floorplan. Engineered vinyl plank flooring throughout the main areas offer a sleek, low-maintenance way to keep your floors looking great while soft carpet in the bedrooms keep your feet cozy. The kitchen and bathrooms feature granite countertops and white cabinetry, a walk-in pantry, and a large island ideal for family and guests to enjoy your meals together. The primary bedroom has its own bathroom featuring a spacious walk-in closet, a double vanity, and a separate walk-in shower and tub. Each room in the house has large windows that allow plenty of natural light in to brighten your mood and home up.

On the exterior of the home, you will see beautiful Hardie Board siding on all sides of the home which is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Each home comes standard with a sodded yard, dimensional shingles, and more. The Beau features a covered back patio.

Sidewalks line every street so you can enjoy the unbeatable Florida sunsets and sunrises on your walk with the kids or the dogs or on your way to the pool at the Liberty clubhouse. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service!
 
Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, and a well-equipped fitness center. Our second amenity center features a basketball court and two pickleball courts for competitive play!

Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Situated off Star Avenue, this address is a stone's throw away from downtown Panama City's vibrant scene and the esteemed Tyndall Air Force Base, making it an exceptional choice for military personnel. Schedule an in-person or virtual tour today!
#783861

Panama City

7022 William Pitsenbarger Road

4 Beds

2 Baths

1,799 Sq.Ft.

$324,900

MLS#: 783861

Charming Brick Home on a Large Country Lot — Close to Town!

Welcome to this well-maintained brick home offering the perfect blend of peaceful country living with convenient access to town. Situated on a spacious lot, the property features a large garage equipped with water and electricity, along with a generous pole barn — ideal for storage, hobbies, or outdoor equipment.

Step through the front entrance into a welcoming living area highlighted by a beautiful brick fireplace, creating a warm and inviting space for entertaining family and friends. Just off the living room, a hallway leads to three bedrooms and two full bathrooms, providing a comfortable and functional layout suitable for a small family or a great investment opportunity.

Recent updates include a new roof and redecking on the shop, fresh interior paint throughout, all wood blinds, new carpet in the bedrooms and hallway, and new shutters for added curb appeal. The HVAC system was serviced in 2025, the septic system was pumped in 2026, and the guest bathroom features new piping and faucets in the shower.

Conveniently located just 61 miles from Panama City Beach, Florida, and close to surrounding creeks and lakes, this home offers both relaxation and recreation.

📞 Schedule your private showing today and come see all this property has to offer!
#783846

Bonifay

1652 Howell Williams Road

3 Beds

2 Baths

1,224 Sq.Ft.

$199,000

MLS#: 783846

Prime Panama City Beach Location with Pool & Lakefront Views!
Welcome to 214 Gulf Lane, a rare opportunity to own a lakefront retreat just steps from the sugar-white sands of Panama City Beach. Perfectly positioned directly across from Public Beach Access #62, this home offers effortless beach days and stunning coastal living.

Enjoy serene lakefront views from your own backyard oasis, complete with a private pool—ideal for relaxing after the beach or entertaining family and friends. The unbeatable location puts you within walking distance to Pier Park, where you'll find premier shopping, dining, entertainment, and nightlife.

Whether you're searching for a primary residence, second home, or investment property, this home checks every box: beach access, water views, a pool, and one of PCB's most desirable locations. Don't miss your chance to own a slice of paradise where the beach lifestyle meets convenience and comfort. Schedule your showing today!
#783847

Panama City Beach

214 Gulf Lane

4 Beds

2 Baths

1,650 Sq.Ft.

$705,000

MLS#: 783847

Price reduced
*** LOCATED SOUTH OF I-10 IN CRESTVIEW, FL!!!*** Location-Location-Location! Quick commute to Military Base and Emerald Coast Beaches! Welcome to the beautiful community of Eagle's Landing. This newly updated 2 Bedroom 2.5 Bathroom Townhome boasts two master suites, each with their own private ensuite master bathrooms and large walk-in closets, located on the second floor of the home. The main floor offers a spacious tiled foyer with plenty of room for a nice entry table. The homes spacious galley style kitchen is complete with BRAND NEW stainless steel appliances (refrigerator, smooth top oven/stove, dishwasher, & microwave), plenty of solid wood cabinetry for storage, and wall opening over the sink that connects to the living room. A storage closet under the stairs is located across from the kitchen and doubles as an excellent pantry. The main floor combined living room and dining room are connected to the kitchen, and offers the perfect setup for entertaining. A French door in the living room takes you to the outdoor patio with vinyl privacy fence panels. This outdoor space is great for relaxing and overlooks the community pool and clubhouse off in the distance. The main floor offers a half bathroom located just off of the foyer for guests. The the back side of the half bathroom serves as the in-door laundry room, and can easily be closed off with the installation of a curtain or partition. The home's single car garage with auto opener offers access to the home's foyer. The Eagle's landing community offers excellent amenities to enjoy such as: MASSIVE Community Pool with lots of tables and chairs for lounging in the Florida sun, Clubhouse, Playground, & Boat & RV Storage, and FULL UPKEEP on all community landscaping! 
This property offers $10,000 in recent updates! NEW architectural shingle roof, NEW stainless steel appliances, NEW hot water heater, NEW carpet, NEW paint and more! 
This home is PERFECT for a military service person, roommate setup, first-time home buyers and comes with a BUDGET FRIENDLY PRICE! Don't let your opportunity to make this home your very own. Schedule your showing TODAY!
#993141

Crestview

800 Majestic Drive

2 Beds

2 Baths

1,264 Sq.Ft.

$195,000

MLS#: 993141

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