Find Your Emerald Coast Home Live the Gulf Life!

3909 Ray Street

Panama City , FL 32408

MLS#: 782259

$565,000

Status: Active
Listing number: 782259
Listing provided by: Scenic Sotheby's International Realty
Listing agent phone: None
Last update: 2 days ago
On site: 2 months ago
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Holiday Beach Unit 7 - Residential

Property

Beds

3

Full Baths

4

1/2 Baths

None

Year Built

1983

Sq.Footage

2,112

Imagine your own fully furnished coastal retreat—two homes, one unbeatable opportunity—set less than a 1/2 mile from the shimmering sands of Panama City Beach. Nestled in the sought-after South Lagoon area, this turnkey property features a 2-bedroom, 3-bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short-term rental income ($84k RENTAL PROJECTIONS). Inside, a modern kitchen stuns with quartz countertops, stainless steel appliances, and a seamless open floor plan designed for easy living. Enjoy coffee on the upstairs balcony, soak under the stars in your private hot tub, or kick back in the breezy front patio area. But the standout feature? A fully equipped 1-bedroom, 1-bathroom guest house tucked away in the back—complete with its own driveway, kitchen, and separate entrance. Whether you're a house hacker, investor, or just someone who loves your friends and family—but not enough to let them stay in your house—this setup absolutely delivers. Ready to turn your investment goals into beachside reality? Schedule your private tour today.

Features & Amenities

Interior

  • Total Bedrooms

    3

  • Bathrooms

    4

  • Cooling YN

    YES

  • Cooling

    Central Air

  • Heating YN

    YES

  • Heating

    Central

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Construction Materials

    Stucco

  • Other Exterior Features

    Balcony

  • Patio and Porch Features

    Patio, Deck, Covered

  • Pool

    No

  • Waterfront YN

    YES

Area & Lot

  • Lot Features

    Waterfront

  • Lot Size(acres)

    0.18

  • Property Type

    Residential

  • Property Sub Type

    MultiFamily

Price

  • Sales Price

    $565,000

  • Tax Amount

    $4,473

  • Sq. Footage

    2, 112

  • Price/SqFt

    $267

HOA

  • Association

    No

School District

  • Elementary School

    Patronis

  • Middle School

    Surfside

  • High School

    Arnold

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Location

County

Bay

Elementary School

Patronis

Middle School

Surfside

High School

Arnold

Listing Courtesy of Marc A Miller , Scenic Sotheby's International Realty

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Agent Debra McAllister

REALTOR®

Debra McAllister

Call Debra today to schedule a private showing.

(503) 314-9885

Debra@GulfLifeGo.com


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Imagine your own fully furnished coastal retreat—two homes, one unbeatable opportunity—set less than a 1/2 mile from the shimmering sands of Panama City Beach. Nestled in the sought-after South Lagoon area, this turnkey property features a 2-bedroom, 3-bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short-term rental income ($84k RENTAL PROJECTIONS). Inside, a modern kitchen stuns with quartz countertops, stainless steel appliances, and a seamless open floor plan designed for easy living. Enjoy coffee on the upstairs balcony, soak under the stars in your private hot tub, or kick back in the breezy front patio area. But the standout feature? A fully equipped 1-bedroom, 1-bathroom guest house tucked away in the back—complete with its own driveway, kitchen, and separate entrance. Whether you're a house hacker, investor, or just someone who loves your friends and family—but not enough to let them stay in your house—this setup absolutely delivers. Ready to turn your investment goals into beachside reality? Schedule your private tour today.

3909 Ray Street

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